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Credit Card Debt Calculator

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When making purchases, remember to factor in the additional costs of buying now and paying for it later. Did you know, by making minimum payments on your credit card debt, it could take decades to pay off and cost you thousands in additional interest.

Minimum Payment Calculator - Credit Card Debt

Don't forget the interest you will end up paying if you make only the minimum payment on your credit card bill. This calculator not only tell you how much intrest you will end up paying, but  will also tell you how many minimum payments you will make before your balance is paid off (up to a maximum of 600 payments).

Instructions: Somewhere in your credit card disclosure statement the card company will tell you something like "your minimum payment will be 2% of the balance or $10, whichever is higher. These are the figures you will enter in Column C and Column D respectively.

Dollar
Amount
Charged		 Annual
Interest
Rate		 C
Minimum
Payment
Percent		 D
Minimum
Minimum
Payment		 Interest
Charges		 Number of
Payments		 Total #
of Years
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